Short answer, No. Simply because you have decided to file, or are considering filing a Chapter 7 or Chapter 13 Bankruptcy, does not necessarily mean you have to stop living your life. In fact, it's just the opposite. The purpose behind bankruptcy is to give you a...
Debt Settlement vs. Bankruptcy
Debt settlement companies attempt to significantly reduce borrower's debts by negotiating directly with creditors to create a repayment plan on behalf of a debtor. As part of the plan, a borrower agrees to pay creditors a new rate of interest over an extended period...